Credit cards frequently get a bad rap. Their use is often associated with out of control spending, lost money on late fees and interest and with credit score destruction. While I agree all of the above can happen with credit card use, I also believe it is possible to use credit responsibly. Today I want […]

I’ve always wanted to do a Black Friday Cyber Monday gift guide but typically get a little overwhelmed by all the deals. This year I figured it was no better time than now to offer a guide to my readers. Many sales this year are extended due to a massive influx of online shopping. Today […]

Smart phones make many tasks easier – from posting on social media, to quickly checking email, to looking up the address or phone number of a business. One of the most pleasant experiences to come with my upgrade was learning that my smart phone could help me save money by using the best shopping apps. The […]

Do you own a home or rent an apartment? Are any of the utility bills in your name? Did you know you can negotiate utility bills and try to get the best price as to how to save on gas, electricity and other utilities? We are happily saving money on utility bills every month as a […]